I sprained my ankle a month ago and yesterday and school I was just slowly moving the ankle around getting it moving and I heard a crack, a realy loud one. It sounded like a snap kinda but mostly a ...
Well, a month or so ago I fell down some stairs and hurt my ankle. I thought nothing about it, just that it hurt VERY badly! It hurt for about three weeks VERY badly, though I forced myself to walk ...
he has a couple of pretty bad scrapes, this was a fall from 4 days ago and the cuts are a little red and maybe slightly swollen i have used peroxide to clean them out .unless he had complained about ...
This afternoon my little toe turned purple and has swollen up, I am also in pain from this. The weird thing is I have not dropped anything on it, does anyone know what has caused this and should I ...
If you slam your fingers in the car door is your auto ins supposed to cover it or medical ins?
My mother in law smashed her fingers ion the car door, when she went to the ER to have it looked at the hospital told her that her medical insurance would not cover it and that her auto insurance would have to pay the claim. Is this right? It was not an auto accident so why should she have to make a claim? This is just outrageous to me!!!
that looks like the medical should cover it, or else i suggest you file a case, get a lawyer,sometimes they do this to get u to pay up
sorry, I don't wanna sound rude, but what is outrageous is that she went to the ER just because she smashed her fingers with the car door!!! give me a break!!, I bet the guys in the er had a laugh at it.
See your doctor, Er tends to not be bothered with small stuff. Emergencies are their specialty
I think her med. insurance should pay for it. What does it matter how it happened...ya know...she broke her finger or atleast hurt it real bad and thats a med. problem.
Y would her medical insurance not cover that? Isn't that what medical insurance is for? What if she had slammed her fingers in the front door of her house? Does that mean that she would have to make a claim on her homeowners insurance?
yes well i'm sure the car intentionally smashed itself onto her fingers.....this is outrageous!!! the er should def file her medical insurance NOT her auto insurance....the hospital is wrong!!
Her medical insurance might cover it if she visits a doctor over the injury. Auto insurance would not cover a medical expense unless it was involved with an accident.
You just have to love the insurance advice that ER registration personel give. It should be submitted as a medical claim not an auto insurance claim. Auto insurance is for collisions, not slammed fingers.
This can be claimed under the Medical Payments provision of the automobile policy. Injuries related to a crash, in, upon, exiting, enterring a motor vehicle are covered. Pedestrians hit by a car can make the same claim under their own auto policy.
She does not "have" to make a claim. But her health carrier may think the auto carrier is the primary insurance for the situation. Best to check with a claims adjuster for the auto insurance. She may want to ask the question via her agency first before making the actual claim. They monitor claim frequency.
Also, tell her to have the bill sent directly to her (self-pay). She can then submit it to the carrier of her choice and wait for a response. The ER (I believe) is correct but they are not in the business of determining coverage. This is especially true when they don't have the policy language sitting in front of them like a claim representative would.